Privacy Policy

Effective date: August 8, 2026. Last updated: August 8, 2026.

Home Cost & Cover (“we,” “us,” or “our”) publishes educational home-improvement and home-insurance planning information for users in the United States. This policy explains what information may be processed when you visit homecostandcover.com.

Information you provide

If you contact us, we may receive your name, email address and the content of your message. Do not send policy numbers, claim files, financial account details, government identifiers or other sensitive information. We use correspondence to answer the request, review corrections, protect the service and meet legal obligations.

Calculator inputs

Our calculators are designed to process planning inputs in your browser. We do not intentionally store the values you enter unless a tool clearly tells you otherwise. Hosting and security logs may still record technical information such as IP address, browser type, requested URL, timestamps and error events.

Cookies, analytics and advertising

We and our service providers may use cookies or similar technologies for security, preferences, measurement and advertising. If Google Analytics or Google AdSense is enabled, Google may process device, browser, interaction and advertising information under its own policies. Google may use cookies to serve or measure personalized or non-personalized ads, depending on your location, consent choices and account configuration. Learn how Google uses information from sites that use its services at Google’s partner-sites notice and manage advertising preferences at My Ad Center.

Consent and privacy choices

Where required, a consent message allows visitors to accept, reject or manage non-essential technologies. Users in the EEA, United Kingdom and Switzerland should receive a Google-certified consent management experience when applicable. Browser controls can also delete or block cookies, although some features may work differently.

Disclosure and retention

Information may be processed by hosting, security, analytics, advertising and communication providers acting for us; disclosed when reasonably necessary to comply with law or protect rights and safety; or transferred as part of a business transaction. We retain information only as long as reasonably necessary for the purpose collected, security, dispute handling and legal compliance.

U.S. state privacy rights

Depending on your state and applicable thresholds, you may have rights to request access, correction or deletion, receive a portable copy, or opt out of certain targeted advertising, sale or sharing. We do not sell personal information for money. To submit a request, email homecostandcovercom@gmail.com with “Privacy Request” in the subject. We may need to verify your request and will not discriminate for exercising an applicable right.

Children, security and external links

The site is intended for a general adult audience and is not directed to children under 13. We use reasonable safeguards but no online system is completely secure. External websites have their own privacy practices.

Contact and changes

Questions may be sent to homecostandcovercom@gmail.com. We may revise this policy when services or legal requirements change and will update the date shown above.