Terms of Use

Effective August 8, 2026. By using this site, you agree to these terms. If you do not agree, do not use the site.

Educational use only

Information and calculator outputs are general estimates. They are not contractor bids, appraisals, inspections, code determinations, engineering opinions, insurance quotes, coverage decisions, claim advice, legal advice or financial advice. Use does not create a professional, insurer, producer, adjuster, attorney, fiduciary or contractor relationship.

Your responsibility

You are responsible for verifying measurements, prices, permits, licensing, product suitability, policy language and professional advice. Do not rely on a calculator as the sole basis for purchasing, construction, financing, coverage or claim decisions.

Intellectual property and acceptable use

You may use the site for personal, non-commercial research. You may not scrape at scale, interfere with security, misrepresent outputs, copy substantial portions for republication or use the service unlawfully.

No warranties and limitation

The site is provided “as is” and “as available.” To the fullest extent allowed by law, we disclaim warranties and liability for decisions, losses, interruptions, inaccuracies or third-party services arising from use. Some jurisdictions do not allow particular limitations, so they apply only to the extent permitted.

Changes and contact

We may update the service and these terms. Questions: homecostandcovercom@gmail.com.